Elevate Your Real Estate Deals With Our Preferred Terms Loans
At EquityMax, we are committed to empowering real estate investors nationwide with the best financing solutions in the market. Our preferred terms for "the best of the best" are a testament to this commitment. Unlike many competitors, we believe that investors deserve not only speed and efficiency, but also best terms out there.
We are excited to offer competitive LTV / Rate / Point structures that cater to your needs, all while maintaining our reputation for lightning-fast closings – all without the hassle of appraisals. These preferred terms are attainable and contingent upon specific creditworthiness and experience benchmarks, allowing us to support your investment deal effectively.
EquityMax has always prided itself on the ability to close quickly, without the red tape of institutional lenders. We only lend our own family money, and clients speak directly with the owners. These attributes add up to less waiting and more closing.
Competitive Rates and Extended Loan Terms
While most lenders are raising interest rates in the current economic climate, EquityMax is lowering them. If an experienced, credit worthy investor, you will qualify for the lowest terms in the market!
No Appraisal Required
Don’t wait 2 weeks just for your appraised valuation to come back. EquityMax does not use only AVMs, and employs BPOs for values on properties. We directly communicate within the back to get your property valued within 2-3 business days.
Dependent on Credit and Experience
Are you a successful investor? Never missed a payment. Ready to tackle more deals–quicker and cheaper. Then you are perfect for this unique loan program only EquityMax can offer.
Preferred Terms Loan Requirements
Experience Requirement
2 completed flips in the last 12 months; or 4 in the last 24 months
Credit Requirements
720+ across all three bureaus; no delinquency or derogatory events
Markets
Major Metro Areas Only
Property Type
Residential Single Family & 1-4 Multi-Unit
Loan Size
$150,000 – $500,000
LTV
80–90% of the Purchase Price; capped at 85% of ARV
Rate
8.99% – 10.99%
Points
2 – 3 points
Appraisal
None
Closing Timeline
2 weeks
Term
12 months; but extendable thereafter. No balloon. No Prepayment Penalty.
Reach out to our team to discuss your investment project and determine if you qualify for our Preferred Terms Loan Program.
2. Information & Evaluation
No application required; submit some basic property info. We will do a soft credit pull, and get you on your way.
3. Customized Terms
If you qualify, we’ll work with you to create a customized loan package that suits your specific investment needs and experience.
4. Fast Funding
Once your terms are finalized, we’ll provide funding in as little as 2 weeks. Funding can be extended for projects with successful track record or if needed for more complex acquisitions.